– Relationship management and working with clients
Be the point of contact for clients and internal departments
– Develop and maintain relationship with clients to achieve business objective
Present the action plan and work closely with the Chief to implement and deliver the action plan
– Preparing the marketing proposal and participating in negotiation with clients
– Perform customer due diligence and credit assessment
Prepare and submit new business credit application and credit review report for credit rating and credit limits for approval
Learn about syndicated loans, bilateral loans and various financing products
– Review and finalize financing documents with clients and staff
Handling loan administration and post-lending administration.
Conduct KYC and Anti-Money Laundering due diligence and ensure all businesses comply with laws/regulations/guidelines/regulations or internal procedures.
Objective of the role: Managing the relationship and business of the client portfolio
Interactions: reporting to the department head
Preferred university subject: Finance and Economics
Other certifications obtained: CFA and FRM preferred
In October 2008, the Industrial and Commercial Bank of China (ICBC) formally entered the Middle East region and established the Industrial and Commercial Bank of China (Middle East) Limited (regulated by the Dubai Financial Services Authority) and the Industrial and Commercial Bank of China (QFC). (licensed by the Qatar Financial Center Regulatory Authority) in quick succession and start business. This allows ICBC to become the leading Chinese-owned bank in the Middle East, and will allow ICBC to support it on the basis of its advanced market position, excellent customer base, multiple product structure, strong innovation capability and outstanding brand value. various infrastructure financing requests in the United Arab Emirates, Qatar and the greater Middle East, and comprehensively providing diverse financial services including international trade, domestic guarantee, external credit and project financing, to become the bridge and economic channel between China and the Middle East region.
At the end of 2009, the Industrial and Commercial Bank of China succeeded in obtaining a wholesale banking license from the Central Bank of the United Arab Emirates, which is seen as a major advance for the Industrial and Commercial Bank of China in the Middle East region. Now a chain has been formed between the cities of Abu Dhabi, Dubai and Doha to provide more comprehensive financial services to ICBC clients in the region.
ICBC will continue to improve its network in the Middle East by relying on abundant market resources, insisting on giving priority to commercial banking, and striving to develop investment banking and asset management, so as to enhance ICBC’s influence and competitiveness, and become the most influential and effective. A respected bank in the area.